Windows 10 explorer.exe crashes repeatedly on startup

[Expzr]

When I'm starting up Windows, I login and my desktop starts flashing, I can CTRL+ALT+DEL
I checked my reliabilty monitor

Faulting Application Path: C:\Windows\explorer.exe
Problem signature
Problem Event Name: BEX64
Application Name: Explorer.EXE
Application Version: 10.0.19041.746
Application Timestamp: ca234864
Fault Module Name: ucrtbase.dll
Fault Module Version: 10.0.19041.546
Fault Module Timestamp: 43cbc11d
Exception Offset: 000000000007287e
Exception Code: c0000409
Exception Data: 0000000000000007
OS Version: 10.0.19042.2.0.0.768.101
Locale ID: 1033
Additional Information 1: 3e36
Additional Information 2: 3e366468f671ec40ae3574fd2792278e
Additional Information 3: 9721
Additional Information 4: 97211be6081468b6cd3a4ab61216d0c0

and this shows
any idea whats causing this

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